admin

Boiler insurance is a fantastic way to provide yourself with peace of mind and ensure your boiler (and central heating) are kept protected from any unfortunate accidents or faults. Your boiler breaking down can be a massive pain if you lack coverage, as you’ll need to track someone down to fix it – which can be a huge issue during the winter (when many engineers are at their busiest). You’ll also have to pay upfront for the costs of repairs, rather than having the cost of parts, labour time, and the call out covered by any insurance.

Insurance covers all of this and makes sure that your boiler is kept in check by a fully certified Gas Safe engineer. They will visit your home in case of an emergency and provide you with an annual boiler service to avoid any breakdowns from occurring in the first place. There’s multiple ways to pay (upfront or annual) and you can provide yourself with a fantastic safety net that’ll keep your boiler in excellent shape all year round.

In this article we’ll discuss boiler cover in more depth – what kind of plans exist, who should get it, and why boiler cover is so important.

Boiler Cover Plans

Boiler Cover plans aren’t a one-size fits all style of insurance. There’s a variety of options available and you can pick what you want based on your model of boiler and the specific needs of your household. There are typically two kinds of boiler plan you can go for.

Both plans will usually include the costs of call outs and the labour involved, not to mention the parts as well. They will also include the cost for boiler maintenance checks, which are important for ensuring the boiler avoids future breakdowns.

1. Boiler and Control Cover

This plan is relatively simple; it covers the breakdown of the boiler and its controls (though often not ‘smart’ controls). These plans also usually cover the annual boiler service, which is important for the validation of any warranties that your boiler has.

• Cover for your whole central heating system

This kind of boiler cover plan covers not only the boiler but also the whole central heating system. This includes,

• The flue
• The pipes
• The pump
• The radiators

This is an excellent way to keep the heating systems of your home safe and properly maintained.

Who needs boiler cover?

Legally no one requires boiler cover. If you are renting your home or flat, you also are not required to get boiler cover – that is the responsibility of your landlord or the property owner (and it is not a legal requirement on their part either).

If you are a home or property owner, then it is your choice to get boiler cover. It is not a legal requirement, but there’s important things to remember.

Boilers have about a 50% chance of breaking down within six years of being installed – so hoping you will not suffer issues is a costly coin toss and a poor decision in of itself. Boiler breakdowns can often happen out of seemingly nowhere as well.

Likewise, when a boiler breaks down can be a major pain; boiler breakdowns in the winter, for example, are often very costly and can take quite long to get (engineers tend to be their most busy during the winter).

This alone is a major reason to have boiler cover. There are only so many qualified and properly accredited engineers – and trying to find one can be difficult, especially during busy periods.

What cover should I get?

Your plan should be based around your needs.

It should always be remembered that the older the boiler, the harder it is to get coverage. Few providers will supply insurance for a boiler older than 15 years, and some will not even insure a boiler than 7 years old. The potential for breakdowns, issues, and other problems means that these kinds of boilers are effectively a huge liability.

Even if you can find insurance for these boilers, it is often significantly more expensive than a new kind of boiler – up to £1,500 to insure an older boiler. In these cases you should probably just replace the old boiler.

It is best to find an insurance plan which is comprehensive and offers the widest range of benefits. You will want an insurance plan which covers the controls of the boiler, the boiler itself, and your CHS Glasgow (such as the radiators, flue, and pump). This guarantees you can maintain your peace of mind knowing that if there’s any issues, your boiler will be kept in check by an experienced and properly accredited engineer.

If you have found your homes wiring to be outdated, in need of repairs, or unsafe for any other reasons, then it is necessary to perform a rewire. Faulty wiring can cause a wide range of serious problems; blown fuses, outages, flickering lights, and at worst, electrical shocks, and serious house fires.

But rewiring a house isn’t an easy feat. Not only is it expensive (but very much necessary) but it also requires a huge deal of preparation and planning to ensure it is successful. However, a properly organised house Rewire will allow you to make major improvements to your home and property which will improve not only the value of the property but make it far more modern and comfortable to live in.

Opportunities offered by a House Rewire

It is a big job to rewire a home – it will see existing wiring removed and replaced. This means you can freely make changes to any switches or sockets – as well as electrical appliances. This is of course a huge opportunity for ‘future proofing’ your home – making it far more suitable for a huge host of different appliances.

Mapping Everything Out

This means it’s key you consider just how many light switches and plug sockets you’ll want in each of your rooms, as well as what positions they’ll have. The same goes for electrical appliances such as showers, hobs, and any outdoor lighting. Planning this out now is a vital part of this job. So, it is key to get it started early on.

Check your plans frequently and try and think in the long term. A rewire is a great way to prepare your home for future technological innovation.

Finding a reliable expert

You should always use a professional electrician when approaching a rewiring job.

While it is possible to rewire a home yourself, there’s very little reason to go this route. Not only is rewiring a very demanding job, in terms of technical skills, resources, and effort, but it also not significantly cheaper to do it yourself than it is to have a professional perform the work on your behalf.

Furthermore, it must be properly signed off by a professional. This must either be a building control inspector or registered third party. This is not impossible, but it is a lot harder to find a registered third party than people might think. Many electricians dislike reviewing the work of other people, and furthermore it isn’t cheap either – it can cost as much as £500 to have a properly certified professional

Preparing the home for a Rewire

There’s a lot you’ll need to do to prepare your home for a rewire.

First is the planning. You will need to look at what rooms you want to update, where you’ll want additional plugs, sockets, and other infrastructure added. You will want to thoroughly do this – because mid or late-stage changes are expensive and demanding and often difficult to implement.

After this, you will need to clear out the home. An electrician will need to access to every wall, all the floors, the ceiling, the loft, and attic. Anything which remains in your home is guaranteed to get in the way – making the job take a lot longer, and so costing you more money. So, move furniture into storage or another house.

Likewise, you should potentially consider moving out of the house while the work is going on. Rewiring is a very demanding, very busy, very messy job. The Electrician Glasgow will have to be cutting into walls and ceilings, removing floorboards, and doing all other kinds of work – which is both noisy and messy work. Because of this not being in the property at the time is usually the best option for the owners.  This will make the job much, much easier for the electrician to get the work finished.

You will also want to temporarily rehome any pets, since a rewiring job is unlikely to be a pleasant experience for any animals.

Be Ready for Redecorating

After the bulk of the rewiring work is complete, it will be necessary to reorganise and redecorate your home. This will involve all the wiring and cables being chased away within walls and any coving, and so will necessitate plastering and redecoration. This is a great time to repaint and reorganise your home further, but you’ll need to be prepared for the demanding redecorating work that’ll follow.

Marriage is ultimately a legal contract and when it ends, it’s vital to get expert information and advice regarding any financial and legal implications that come with it. A solicitor can provide this and more.

In this article we’ll examine the advantages provided by going with a solicitor, and the potential pitfalls of trying to manage a divorce yourself.

When will you need a solicitor – do I need one in the first place?

In the simplest possible terms, you are not required by law to get a solicitor.

You are allowed to go through the process without one and manage the divorce on your own.

This is not advised, and for good reason.

What if both Parties consent?

A common question often asked is “do I need a solicitor if both parties consent?” Again, while not legally required, it remains a major benefit to have the assistance of a legal expert to help navigate the difficulties involved.

Some couples hope that by not using a solicitor they can avoid costs and save money – but this is rarely ever going to be the case. Divorce is a process which requires an extensive amount of paperwork – errors will see papers either returned or issues incorrectly (and making mistakes when it comes to the divvying up of assets can result in serious problems). Having a solicitor do this on your behalf can save a massive amount of time.

There is also the important factor of finances; many divorcing couples do not know the serious requirements behind finances and other assets. If finances aren’t properly organised, you are likely to remain financially tied to your ex-spouse resulting in serious problems in the future.

Disagreements

Even if you both agree initially to a divorce thing can potentially become difficult later – especially given how contentious childcare and financial settlements can be. These are the most common problems linked to divorces. This can easily result in what appeared to be a clean divorce becoming derailed, which is why it’s so important to make sure you have good legal advice involved. This is especially true if you end up having to go to court for a Financial Order.

The General Benefits of a Solicitor

There are some major advantages to be reaped by going with a divorce solicitor,

• A divorce solicitor will always aim to avoid going to court and successfully mediate
• A frank, objective assessment of potential outcomes
• Complex paperwork is handled on your behalf
• Professional advice all the way throughout the process

Situations where a Solicitor is vital

There are specific cases where you are going to need a solicitor.

Your Ex is Uncooperative

Many divorces are not cooperative and end up becoming acrimonious. This can occur for all kinds of reasons, and some divorces begin in a cooperative manner before sliding into a bitter dispute. This is unfortunate but must be expected. In situations where your partner is not communicating with your or refusing to engage with you, the divorce process can become incredibly strained and incredible difficult to organise and become significantly slowed down. A solicitor can be a fantastic option as they can communicate in a clear, concise manner on your behalf.

You want to get the best deal

A solicitor will fight to ensure you get the best possible deal out of a divorce – it’s their job to work to ensure you receive the best outcome. The skills and experience of a solicitor are vital here.

Your assets are complicated

Assets are one of the most complex and difficult parts of a divorce to handle, and often what create serious disputes and difficulties – sometimes turning what would be a simple divorce into a messy one. Some questions you will have to ask include,

• Do you know what you will need?
• Do you need to sell your house?
• What assets there are?
• Who will be responsible for any mortgages?

It’s important to know what you are handling when it comes to your finances and a solicitor can do an incredible amount to help you organise this.

Your Ex is Abusive

Unfortunately, many divorces result from cases of abusive behaviour or involve a partner who is abusive. Attempting to engage with an abusive or threatening ex-partner can be incredibly difficult and stressful, and potentially dangerous. A divorce solicitor can help to keep you safe in these difficult situations.

Your Ex is not disclosing all information when it comes to their assets

Assets are already a complex matter, but if your ex isn’t being honest about them, then you can face even bigger problems – especially if they attempt to transfer assets in the name of other people. A solicitor can help put a stop to this through actions such as a freezing order.

In all these cases, a Divorce Lawyer Clarkston will be an incredible asset and make sure you are able to navigate the situation as smoothly as possible.

When you’re investing in a security system for your construction site, property or building project, you’ll want to know you’re getting the best service for your money. Construction sites and building properties are frequently the subject of target by vandals and thieves, and it’s been estimated this has cost the construction industry £800 million ever year; the cost of damage to equipment, let alone theft, is staggering. This isn’t to mention the costs that accompany lost work hours and damage to staff morale, or insurance premiums.

Prime Secure are security experts; we’ve been handling construction security for over 20 years and have extensive knowledge on what’s necessary on how to keep a site safe. In this article we’ll go over what you should look for when choosing a security system – and how Prime Secure’s line of CCTV Towers can provide you with exactly what you need.

Remote Access

Remote Access is a relatively new but vital feature of CCTV systems; the ability to access your video feeds without having to directly access your cameras is incredibly important. It means if you’re away from the site and alerted to a potential issue, you can quickly check on what’s happening. This rapid access ensures that in the case of an incident, you can get an immediate understanding of what’s going on. It also gives you the ability to check on employees and is in general an incredibly helpful feature.

With Prime Secure’s AI CCTV Towers, you have access to a 24/7 camera feed that lets you know exactly what’s happening on your property. No matter where you are, our dedicated app will allow you to access your cameras and get a good look at exactly what’s happening.

Remote Monitoring Services

CCTV is an excellent deterrent. Many criminals will avoid properties equipped with CCTV – more so than they will properties with manned guarding services in some cases; this is because if they’re captured on camera, the chance of serious prosecution increases. It also increases their chances of being caught.

Still, some criminals will attempt to steal or damage property regardless – and in that situation you’ll need to know as soon as possible what’s happening.

With Prime Secure’s CCTV Systems we offer a superb monitoring service. The moment something suspicious is picked up, we can quickly alert the police or contact manned guarding services. Because this is backed by AI learning technology, the chances of error are minimised as well – meaning no false alarms.

Recording Capacity

Capturing footage is vital; you’ll want to have 24/7 surveillance of your property in the events anything happens and have it on record – as it’s vital for any criminal proceedings.

Prime Secure provides towers with a massive 4TB of storage, ensuring all the footage necessary can be captured without any worries about storage or how much space it will take up. This footage can be accessed easily and at any time as well.

Modularity and Quick Installation

Traditional CCTV systems suffer from poor modularity. They require infrastructure like generators, wiring and intrusive cables and makes installation an extensive process. One of the primary benefits of a CCTV tower is that this process is cut down and you can have the tower easily set up – regardless of the environment it’s going to be operating in. You will also want to ensure its portable – so it can be moved and adjusted to fit the changing needs of the site.

Prime Secure has worked to ensure its AI CCTV and Eco Towers are easy to install, set up and can work in any construction or building environment required. You won’t need to worry about having to alter your site to suit the needs of your security, as its sturdy, simple design means its easy to move and redeploy as required.

Clear Image Quality

Another vital feature is the quality of the footage itself. In the worst-case scenario in which a crime occurs, you’ll want to know what’s happening and who’s responsible. Low camera quality will mean it’s harder to identify what exactly is happening and won’t provide evidence necessary for police investigations or convictions.

High camera quality – especially HD and or in 4k, will allow for you to get a clear understanding of what exactly is happening on your property. In the event of an incident, it will,

• Allow you to provide the police with evidence of the intruder’s activities and help allow them to resolve the situation
• Help guarantee a prosecution

By going with Prime Secure’s AI or Eco towers, you’ll guarantee you get the best image quality on the market. We’ve worked hard to find the best cameras possible for our towers, ensuring a high-quality image for our clients.